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Lesson 14

💰 Budget &
Financial Discussions

Master the language of finance — revenue, expenses, ROI, and budget negotiations in English.

Finance Business B2

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Vocabulary

Vocabulário essencial para discussões financeiras e de orçamento — flip para ver a tradução.

learned

Key Verbs

Verbos financeiros essenciais com conjugações e exemplos reais de reuniões de orçamento.

✏️ Mini-Quiz: Fill in the Blank

Key Expressions

Clique para ver a tradução e o uso.

Grammar: Financial Language

Estruturas gramaticais para planejamento financeiro e comparação de opções em inglês profissional.

"If we cut costs by 10%, we'll meet our revenue target this quarter."

"If the invoice isn't paid by Friday, we'll have a cashflow deficit."

"If we reallocate the surplus, we can fund the new project."

💡 Regra: First Conditional (If + Present Simple → will) para cenários financeiros realistas e prováveis no planejamento.

"Option A is more cost-effective, whereas Option B has a higher profit margin."

"Compared to last year, our overhead has decreased significantly."

"Although Option B costs more upfront, the ROI is considerably higher."

⚡ Conectivos: whereas / while (contraste), compared to (comparação), although / even though (concessão). Essenciais para relatórios financeiros.

"Our annual revenue is $2.5 million — up from $1.8 million last fiscal year."

"One-third of the budget allocation goes to overhead costs."

"We're targeting a 15% profit margin by the end of the fiscal year."

🗣️ Dica: Em inglês: million (6 zeros), billion (9 zeros). Frações: half, one-third, one-quarter, two-thirds. Nunca diga "milliard".

🎭 Yara & Finance Director — Budget Review

💰 Sala de reuniões. Yara e o Finance Director revisam o orçamento do próximo trimestre.

🎯 Encontre no diálogo:

✅ Conditional sentence

✅ Whereas / compared to

✅ Financial number

✅ ROI / sign-off / overhead

Practice Quiz

5 questions — Budget & Financial Discussions

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Speak & Practise

Pressione ▶️ para ouvir e repita em voz alta.

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Homework

Lesson 14 — Budget & Financial Discussions

Complete as 4 tarefas interativas abaixo.

Word Order

Monte a frase na ordem correta.

Match the Vocabulary

Conecte a palavra ao seu significado.

Error Correction

Reescreva a frase corrigindo o erro.

❌ Frase com erro:

"If we will cut costs by 10%, we meet our target."

Write a short budget discussion (4–6 lines) between a manager and finance director.

Use conditionals, comparisons (whereas/compared to), and financial vocabulary from lesson 14.

💰 Budget &Financial Discussions